Clarity in every business financial decision

– the Virtual Financial Office for small business

How can we help you?

For Small Business Development Service Providers

Enterprise and Supplier Development Programmes and Independent Support Institutions that seek a highly competent specialist to deliver financial management and funding readiness sessions to small business beneficiaries

For Small Businesses, Small Business Accountant, Advisors and Coaches
  • For Small Businesses: A much needed financial management resource to help small businesses become financially successful through proper planning and execution that results in access unlimited sources of funding.
  • For Small Business Accountants: A strategic partner to develop high quality financial plan models for your clients of that can significantly improve the financial management of small businesses and enable better access to funding. This will result in a stronger quality of client and longevity of revenue from the client relationship due to a decreased risk of failure.
  • For Advisors and Coaches: A strategic partner to make the financial objectives of a coach for its client a functional reality by developing high quality financial plan models, significantly improving the value of a relationship.

For Small Business

Through our relationship with small business funders, we are able to facilitate fast and easy access to unsecured funding for your business which means you do not require collateral.

About us

Virtual FO (short for the Virtual Financial Office) is a Financial Strategy & Funding Consulting Firm focused on empowering small businesses with high-quality financial assistance and sustainable access to finance. The team comprises experience in the planning and execution Financial Strategy and International Investment Banking experience of facilitating more than R100bn worth of funding transactions across Africa.

Access to Finance remains one of the key challenges for South African SMEs, preventing growth and their ability to become locally and globally competitive.

In solving this challenge, we aim to empower SMEs to grow from small to big, unlocking an economically strong South Africa.

Virtual FO is a 100% youth, female and black owned company.