Note: Virtual FO has been rebranded to ClearCapital

• • If you applied for funding today, would it be approved — or quietly declined?
  • Would preparing for funding pull you away from running the business?
  • Are you using funding to support growth — or to relieve pressure?
  • Is your funding strategy intentional — or reactive?
  • Can you explain your cash flow clearly without your accountant present?
  • Do you actually have someone competent guiding your funding journey?

Most businesses don’t fail funding because they’re bad businesses.

They fail because they proceed before they’re ready.

ClearCapital is not another funding broker.

Funding brokers chase approvals.

We protect your credibility — and your outcome.

With ClearCapital, you get:

• Clarity Before Commitment: Know if funding is realistic before risking rejections or wasted effort.
• Honest Advice — Even When It’s “Not Yet”: If funding isn’t appropriate, we explain why and what to fix.
• Fewer Rejections: We only approach funders when the business is properly prepared.
• Credibility Protected: Your reputation with banks, funders, and partners stays intact.

This is advisory — not brokerage.

This is discipline — not desperation.

Funding isn’t the problem.

Capital readiness is.

Most businesses are declined for funding – not because they are bad businesses, but because:

• the funding request is unclear
• cash flow is misunderstood
• risks are poorly explained
• documents are lender-unfriendly
• urgency replaces discipline

ClearCapital fixes this before money is on the line.

• No rushed applications
• No false promises
• No damaged funder relationships

We take responsibility for how your business shows up to funders.